Real Estate

Real Estate Investment has long been known to be one of the best ways to make your money work while you sleep.  So much so, that 49% of the world’s wealth is held in real estate. Yet, very few people have access to real estate investment opportunities, the reason being that it requires expert knowledge. It requires significant amounts of money to get started, if you want to invest via the traditional buy-to-let route. This created barriers to entry hard to overcome for many.  Investors are often at risk of suffering huge losses due to vacancies, damages by uncaring tenants and buying the wrong properties.

Sophisticated investors tend to invest in commercial real estate opportunities. For a long time these investments were available to only a select few, very wealthy investors.  Until now.

The internet has changed our lives irrevocably. We live in a different and new world with many new possibilities. We no longer have to be content to plough in the old furrows.  Wealth Migrate is at the forefront of staking out new fields of opportunity and possibilities.   Wealth Migrate enables people to overcome the challenges of commercial real estate investing and in so doing, is affecting transformation in an old, staid, exclusive industry.

Wealth Migrate has managed to combine the extensive real estate expertise of its team members with cutting edge technology, and in so doing has enabled all to invest in opportunities previously available only to wealthy investors, those inside the inner circle.  Now all have access to inner circle real estate investment opportunities.  How?

Commercial real estate comprises of several sectors.  There are retail buildings such as shopping centres. Office blocks and buildings. Leisure opportunities such as hotels and also industrial buildings such are warehouses, distribution centres and buildings suitable for manufacturing purposes. Of particular interest are medical real estate buildings and multifamily housing buildings. It is quite clear that being able to select the best and safest investment opportunities from amongst all the sectors, requires specialised knowledge and expertise. Wealth Migrate’s team members have exactly the expertise required and they have identified medical real estate opportunities as some of the best available to investors today. Over the past 3 years Wealth Migrate has built up a sterling track record in selecting lucrative and safe medical real estate investment opportunities, to offer to their clients.

Why medical real estate?  Medical real estate assets are regarded as prime assets and for that reason REITS buy into them.  The prime classification stems from the following realities:

Increased demand for healthcare – due to population growth in areas Wealth Migrate selects, the ageing population which is a world wide trend. People over 65 years of age rely increasingly on health care services which in turn results in longevity. There is a shift towards outpatient care causing uninterrupted growth in demand.

Doctors are good tenants – they sign long term leases because the need for their services are driven by demographic trends rather than economic growth. It is difficult for doctors to move as they often have expensive sensitive equipment which can not be moved. There are often licensing or certificate of need restrictions which compel doctors to stay in one place.

Medical office blocks are capital preservation assets.  Assets which give good cash flow and good value for money.

The increasing demand for medical services and the service providers who prefer to have long term lease agreements in place, make medical real estate recession resistant. People need medical services irrespective of the economic climate.

How does the Wealth Migrate team ensure that only the top pick opportunities are presented to their clients?  Due diligence, research, due diligence and more research. Research on every possible level. This is because the right opportunities result in capital preservation and income for investors. The Wealth Migrate due diligence system is called the GIDDS rating system.  GIDDS is an acronym for Global Investment Due Diligence System which incorporates a 140 point checklist.

The 140 point checklist, which every opportunity is subjected to, acts as a filtering system which only allows the best opportunities to pass through. Very thorough research is done on:

The income generating aspects of each opportunity.  Investors can rest assured that the income is safe because the long term leases have been inspected in detail. Detail such as whether the rental per square metre or foot is in line with the current market, whether the tenant is a reputable tenant of good financial standing able to pay the rent.

By studying many and various credible reports, the Wealth Migrate team ensures that the medical office blocks are surrounded by a diverse population, which requires medical care facilities, but  a population that can also afford the care they require.

The medical office blocks are in areas with diverse economies and industries, high growth areas where the diverse economies ensure that there are many job opportunities.  Research has shown that 86% of Americans have medical insurance. Almost all people with jobs have medical insurance.

Medical real estate is a highly regarded and coveted asset class in the USA today.

Go to www.wealthmigrate.com and put the shoe on the other foot by investing like those inside the inner circle, invest safely and securely in this popular and sought after real estate sector, which was not easily accessible before. Put the shoe on the other foot by investing alongside wealthy sophisticated investors, in quality medical real estate investment deals.

We all work hard to pay the doctor’s bills…now the shoe can be on the other foot, let the doctors pay your bills.  

DISCLAIMER: The above article is my personal opinion and nothing contained herein should be construed as investment, tax, legal, or other advice, nor is it to be relied upon in making an investment decision.

What is Medical Real Estate?

Medical or healthcare real estate is a niche market within the larger real estate market and can be described as buildings and/or offices leased to members of the healthcare and medical community. Doctors are generally highly-held community figures, developing long-standing relationships with their patients, which means they aren’t likely to move premises very often.

Why is Medical Real Estate an Attractive Investment Option.

As a medium to long-term investment, medical real estate has proven time and again to be an attractive investment sector within the larger real estate market in the U.S. In fact, the 2016 DLP Piper State of the Market Survey rated the healthcare specialised investment sector as the most attractive for investors in the U.S. This sector is made up of hospitals, ambulatory surgery centres, long-term care, and other facilities such as psychiatric centres.

So what makes medical real estate such a worthwhile investment?

Medical equipment, especially specialised equipment, is heavy and expensive to install. Yet another reason why doctors don’t simply “hop premises.”

The quality of these kind of tenants is generally very high, with long-term leases in place, and the majority of tenants opting to renew their lease when it expires. This means rental forecasts can be more accurately predicted.

The U.S. has an ageing population, which means the amount of money being spent on healthcare, as well as the need for medical services is increasing. Naturally, this also means there is a continued strong demand for medical office space.

These factors combined creates an economically resilient investment, tailored to withstand upheaval in most market conditions, while still being able to perform. In turn, your investment in medical real estate will continue to deliver a quarterly income and valuable capital growth.

What Other People Say

And as if to cement the benefits of investing in medical real estate, Hennie Bezuidenhout, Co-Founder and Chairman of Wealth Migrate, noted “In all the time I’ve been doing medical office suites and day-hospital development in Africa, I’ve never had a day’s vacancy.” A sentiment which stands true for the U.S. market too. So if you’re looking for a solid offshore investment opportunity, with favourable returns, then consider investing in medical real estate.

It has much to do with the power house triangular region dubbed TEXAPLEX, which is framed by the cities of Austin, Dallas-Fort Worth, Houston, and San Antonio. 80% of the state’s population live in the Texaplex region, which has seemingly endless opportunities to offer its millions of residents.

Texas is a truly diverse and economically stable state, and Texaplex is the centre point of economic growth in Texas, home to 52 Fortune 500 companies as well as dozens of billionaires. The region continues to draw an increasing number of American firms, thanks to its no-state income tax for people and corporations, and no tax on goods in transit laws. It’s an incredibly “pro-business” environment, and the state rates highly among small businesses for its low taxes and simplicity with regards to regulations and licensing.

When it comes to investing, Texas real estate has always been a hot market, and it continues to thrive as a highly profitable and sought-after investment opportunity. The real estate market is also affected by the millennial generation, who make up the majority of the Texan population. It’s this generation who are pursuing job opportunities in Texas, and starting to buy and rent property – yet another key indicator of a strong local economy. Added to this, Texas is known for being a landlord and owner-friendly state.

So, if you’re looking to invest in the US, look no further than a solid investment in Texan real estate.

“Change brings opportunity.” Nido Qubein

Sweeping changes have been brought to society by the birth of the internet a mere 25 years ago.  The new world we live in, gives us access to mountains of information and technology to open up new opportunities. Some would argue that many opportunities and jobs are lost and some would argue that many new opportunities, and even jobs that don’t yet officially exist, are on our doorsteps.

First question, who’s there?  Wealth Migrate, with its vision of empowering a billion people by 2020, to invest in quality commercial real estate with as little as $100.

“Success happens not by chance, but because you were given a chance and took advantage of it.” H. Jackson Brown, Jr

Second question, what’s here?  Diversification.  Until recently, the average investor did not have that much opportunity to diversify his real estate investment portfolio.  Most real estate investors had to invest in local residential real estate opportunities or REITS.  Commercial real estate investing was out of reach for all but the lucky, wealthy few.  Offshore residential real estate investing opened up to South African real estate investors, but remains open to a few, due to our weak currency, lack of knowledge and high investment levels required.

Today diversification is here by the click of a button. The internet, information and technology combined, allow the average real estate investor to participate in opportunities previously unheard of before.

“No one ever got anywhere by themselves. Find your support and keep close.” Anonymous.

The Wealth Migrate team needs to be commended and loudly applauded for utilising the expertise in their team, to bring true real estate investment diversification to all. 

“Opportunity dances with those already on the dance floor.” H. Jackson Brown, Jr.

Wealth Migrate is already on the dance floor.  Traditional real estate investing is being turned on its head and disrupted by niche real estate markets such as:

Investing across currencies

Investing across borders

Investing in areas close to transport corridors and nodes

Investing in medical real estate

Investing alongside a developer

Investing in high growth areas driven by population growth and demand

Investing in cities with diverse economies and multiple industries

“If a window of opportunity appears, don’t pull down the shade.” Tom Peters.

The changing dynamics in society necessitates changes in the traditional ways of doing things.  Smart investors need to consider new and changing dynamics when investing in real estate.  The ‘old’ way will prove costly to investors who insist on ignoring the changes in society.  In days gone by, investors had the luxury of studying opportunities and markets for months and even years before taking action.  They could depend on their own research and information from their networks.  This has long been disrupted by the internet with information now been easily accessible.  Millions are breaking free from the old barriers and are ready to act on opportunities open to them now. Those who are willing to take quick action, to partner with others and utilise technology, are walking away with the spoils.

“Nothing is more expensive than a missed opportunity.” H. Jackson Brown, Jr.

Knock knock, wake up to the wonderful new world of choice, opportunity and diversification.

“There is no security on this earth; there is only opportunity.” Douglas MacArthur.

DISCLAIMER: The above article is my opinion and nothing contained herein should be construed as any investment, tax, legal, or other advice, nor should it to be relied upon in making an investment decision.

“German blacksmith, goldsmith, printer, and publisher who introduced printing to Europe. His introduction of mechanical movable type printing to Europe started the Printing Revolution and is widely regarded as the most important invention of the second millennium, the seminal event which ushered in the modern period of human history. [1] It played a key role in the development of the Renaissance, Reformation, the Age of Enlightenment, and the scientific revolution and laid the material basis for the modern knowledge-based economy and the spread of learning to the masses. [2] “

Some would question whether real estate requires a Gutenberg moment. Statistics prove the necessity resoundingly, since only 13% of the world’s population has access to owning real estate and share in all the benefits property ownership delivers. The low real estate ownership percentage is not surprising, even in the democratic, information- and technology-based environment we find ourselves in these days. Access to real estate still requires large sums of money as well as expertise and access to financing. To top it all, there are still many countries globally, where direct property ownership accompanied by the receipt of title deeds, are not a reality and citizens can only lease land from the state or are given rights to live on land by a tribal leader or chief. Buying property remains a complex process. It involves several steps and specialized knowledge such as given by lawyers in order to ensure the correct and legal transfer of the property. The legal and financial interests of the both the buyer and seller need to be protected.

What was so significant about 10 June 2016? Until this day only accredited, meaning high net worth investors, could participate in commercial real estate opportunities. They needed to invest amounts of $100 000 and more. On 10 June 2016, it was the first day ever, that non accredited investors were able to invest in commercial real estate investment, starting at levels of $10 000. Investors from all over the world could, for the first time partake, in a commercial real estate investment in a first world country. Very soon investment levels will be down to $100. Investors investing $100 will get the same yields and benefits, as the property experts and millionaires, they are co-investing with. A case study can better explain the true benefits to the average real estate investor. See the case study below.

Take the case of a 29-year-old engineer, ready to make his first real estate investment. He is permanently employed and has savings in order to get started:

THE TRADITIONAL WAY:

Approach a local real estate broker in order to view listings and see what is available and affordable.

Buy an online course from a guru, either by recommendation from family, friends or research on the internet.

Attend seminars on investing in real estate in your area.

View many, many prospective properties enlisting the services of several real estate brokers.

Cross check all information from the local real estate broker, who rarely is an authority on investment property and is largely driven by earning commission.

Select a property.

Put in an offer and apply for a mortgage.

If all goes well, take transfer of the property and assume all the risk.

Pay commissions.

Start the process of selecting a suitable tenant.

Make a thorough study of rental legislation and the consumer protection act.

Entrust your investment to a managing agent or embark on the management process yourself.

Deal with rental and maintenance issues, mortgage repayments, costs of levies.

Deal with inefficient city council employees with regards to utilities and rates and taxes accounts.

Experience how little protection landlords have in South Africa and the costs of dealing with defaulting tenants.

Time frame to get started, anything from 6 months to 12 months and longer.

Income all in ZAR.

After much trial and effort and some expensive mistakes, move onto investing in commercial real estate where yields are significantly better.

THE WEALTH MIGRATE WAY:

Make a study of Wealth Migrate and discover that the company consists of a team of leading real estate experts from all over the globe. They have more than 227 years of combined experience in investing and managing more than 10,000 investments on five continents.

Discover all about the new way of investing in real estate via a secure platform.

Attend their educational webinars.

Subscribe to their virtual buyer’s trips or join a buyer’s trip and spend time with true experts in all aspects of real estate investment.

Log onto the Wealth Migrate portal at www.wealthmigrate.com and sign up to study their real estate deals online.

Meet current investors at regular meetings and share in their experiences.

Stand on the shoulders of the experts in the team, such as Dr.Dolf de Roos and use his and their expertise, to pick the cherries at the top of the investment tree.

Select to invest in a commercial real estate opportunity and invest via the secure portal.

THE BENEFITS OF INVESTING WITH WEALTH MIGRATE

Become an international citizen, not by emigrating, but by buying into top commercial real estate investment opportunities across borders.

Receive first world income in first world currencies.

Receive higher yields because the traditional middlemen have been cut out.

Never deal with tenants or maintenance issues.

Benefit from diversification of property investment portfolios in 3 hard currencies, USD, GBP and AUD.

Benefit from the expert specialisation and GIDDS rating system when due diligence is done on behalf of investors. GIDDS is our Global Investment Due Diligence System.

Share in the same yields on commercial deals, earned by real estate experts and multi–millionaires, by co investing alongside them. They were previously the only ones with access to these opportunities.

Be part of the new shared economy, where benefits and risks are shared equally.

Experience transparency, honesty and accessibility.

Experience the cost saving benefits of technology and financial technology or Fintech.

COMPARISON BETWEEN INVESTING IN BUY TO LET IN SOUTH AFRICA VS INVESTING VIA WEALTH MIGRATE IN OFFSHORE REAL ESTATE

BUY TO LET IN SOUTH AFRICA

WEALTH MIGRATE OFFSHORE

Yields 6 – 7% on average

Yields USA Medical 5 deal from 8.3%

Profits taxed at 36% for this person

Dividend tax only at 15%

70% mortgage

Loan application on balance sheet

No loan application on balance sheet

Full exposure to devaluating Rand

Benefit from devaluation of the Rand

Tax efficient investment structures

Having regard to both the traditional way and the Wealth Migrate way, the 29 year old investor took his first steps in real estate investment, the Wealth Migrate way. He chose to utilise and benefit from the combined expertise and knowledge of Wealth Migrate’s world class team, and will soon receive his first rental income in USD, from a top class medical commercial real estate investment.  He is already looking to invest in a commercial real estate opportunity in Australia, thereby earning AUD. Across borders and in hard currencies.

Technology, the internet, access to information and blockchain technology have all come together to create a Gutenberg moment for real estate investing. No longer can people be denied opportunities to invest in real estate, no matter where they are.  Rapid adoption and utilisation is the order of the day.  Unlike Gutenberg who brought printing to Europe in 1439 and whose achievements were only recognized in 1465.  It also took centuries for the benefits of printing, to reach the masses.

Soon, the significance of Wealth Migrate’s foresight and achievements will create a tremendous stir. Access to wealth through real estate investing, is now available to the masses.